How we work

Step 1

Initial Meeting

You’ll first meet a planner for free to discuss your needs and pricing. If you proceed, we’ll provide an engagement letter. Then, you’ll complete a questionnaire to outline your financial goals.

Step 2

Financial Planning - How We work

Your planner will outline next steps, covering savings, investments, pensions, life cover, and tax planning.

Our investment advice is Restricted under FCA rules, but we may suggest other providers if needed and assess your existing investments.

Step 3

Second Meeting

In our second meeting, we review recommendations step by step. You can decide immediately or take the report home to consider—no rush, and the choice is yours.

Step 4

Implementing the Financial Planning

As and when you’re ready to go ahead, we will implement our recommendation.

Step 5

Review - How We Work

Your circumstances will change over time, impacting your financial plans. We offer regular reviews to ensure your arrangements stay effective. If needed, meetings may be more frequent. Service options and fees will be covered in our initial meeting.